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Financial Inclusion in the UK 2024
The Centre on Household Assets and Savings Management (CHASM) at the University of
Birmingham was commissioned by the Financial Inclusion Commission to undertake a rapid review of financial inclusion. This report provides the findings of that work, focusing primarily on evidence published between January 2022 and March 2024 due to the significant changes in the economy in recent years, including COVID-19 and the cost of living crisis.
The full review looks at financial inclusion both in terms of the types of products and services
required and the groups of people most likely to be excluded, before making suggestions for
potential approaches to tackle exclusion – preferably within the framework of a national strategy.
This annual overview highlights key findings and possible approaches – again with the intention that these
are incorporated into a national strategy for financial inclusion.